How do you determine total debt for for debt ratio?

There should be a line for total liabilities. Use that, not current liabilities

How far can the National Debt go before China and other countries decide to stop lending us money?

There are already grumblings about our debt from foreign countries. Little known fact that last quarter China actually reduced their net holdings of U.S. Treasuries, [...]

How old does a debt have to be, before you are no longer legally bound to pay it?

You are always repsonibile, there have even been cases where peoples social security checks were partially taken until their old student loans were repaid. of [...]

Does anyone know if Debt Elimination programs really work without bankruptcy?

Many companies around are scams, so be careful. Here is a good site. www.SettleDebtForever.com. I eliminated $8,000 in debt 2 years ago. [...]

How much debt is too much when you want to apply for a home loan?

The bank will add in your credit card dept along with any other loans or debts and will assess it against your income and the [...]

How do you determine total debt for for debt ratio?

There should be a line for total liabilities. Use that, not current liabilities

How much debt would prevent you from getting an apartment?

This would only be a factor if you were getting a mortgage to buy a house. If you have a good credit and meet their [...]

What is the most debt you have eliminated in a year?

YOU can do it.
I decided that I would not go out to eat lunch every day while at work
On the days that I needed [...]

How long after a debt has been created can a creditor report to the credit bureau?

Most collection agencies are not reporting members of the credit bureaus because they are not issuers of credit. They just buy old debt for [...]

How much debt would prevent you from getting an apartment?

This would only be a factor if you were getting a mortgage to buy a house. If you have a good credit and meet their [...]